Spann v. Phœnix Insurance
Supreme Court of South Carolina
Before Prince, J., Bamberg, Spring term, 1908. Action by J. A. Spann against Phoenix Insurance Company of Hartford, Conn.
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Before Prince, J., Bamberg, Spring term, 1908. Action by J. A. Spann against Phoenix Insurance Company of Hartford, Conn. Prom judgment for defendant, plaintiff appeals. cite: Burden of proof of forfeiture is on defendant: 62 S. C., 150; 42 S. C., 14; 69 S. C, 407; 92 U. &, 375; 28 S. C., 431. cite: Plaintiff must prove waiver of forfeiture: 19 Cyc., 938; 54 S. C., 599; 57 S. C., 368; 46 & C., 546; 43 S. C., 26; 70 S. G, 77; 52 S- G, 224; 68 S. C., 384; 55 S. C., 450; 54 S. C., 374; 70' S. C., 295; 57 S. E-, 3471 Additional assurance clause does not render policy void: 52 S. C., 224. Nor is…
1Opinion of the Court
The opinion of the Court was delivered by
Mr. Justice Woods.
This appeal is from a judgment for the defendant on a fire insurance policy. The policy sued on was for two thousand dollars, and was one of several policies outstanding on plaintiff’s stock of goods when it was burned. The defense set up was violation of the following clause of the contract of insurance: “The entire policy, unless otherwise provided by agreement, indorsed hereon or added hereto, shall be void, if the insured now has or shall hereafter make or procure any other contract of insurance, whether valid or not, on the…
2Cases cited2 opinions
- Kingman v. Lancashire Ins.Supreme Court of South Carolina · 1899
- Carpenter v. American Accident Co.Supreme Court of South Carolina · 1896
3Cited by12 opinions
- Walker v. Queen Insurance Co.Supreme Court of South Carolina · 1926
- Thompson v. Aetna L. Ins. Co. of HartfordSupreme Court of South Carolina · 1935
- Huguenin v. Continental Casualty Co.Supreme Court of South Carolina · 1913
- Camden Wholesale Grocery v. National Fire Ins.Supreme Court of South Carolina · 1917
- Stubbs v. Philadelphia Life Ins. Co.Supreme Court of South Carolina · 1929
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