Andrews v. The Brethren Mutual Insurance Company

IN THE UNITED STATES DISTRICT COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA CLAYTON ANDREWS, No. 4:19-CV-02107 Plaintiff, (Chief Judge Brann) v. THE BRETHREN MUTUAL INSURANCE COMPANY, Defendant. MEMORANDUM OPINION OCTOBER 12, 2023 I. BACKGROUND This dispute arises from Defendant The Brethren Mutual Insurance Company’s decision to deny an insurance claim submitted by Plaintiff policyholder Clayton Andrews. Andrews purchased a commercial property in Shamokin, Pennsylvania and insured it with a policy from Brethren. Less than five months after the purchase, the property burned down. Andrews…