Hutchins v. United States Automobile Insurance Exchange

LiEtES, C.

Plaintiff, who operated a garage and dealt in automobiles at Rockford, Illinois, carried fire insurance in the Minnesota Implement Mutual Fire Insurance Company of Owatonna, Minnesota, in the sum of $7,500, and in the defendant company in the sum of $5,000. On October 14, 1924, a representative of the Minnesota company induced him to take out an additional policy of $7,000 in that company. On the same day plaintiff wrote a letter, addressed to defendant at its home office in Kansas City, reading thus:

“We are returning herewith for short rate cancellation as of this date Dealers…