Schumacher v. Kreiner

The principal issue in this case is whether the insurance policy-covering Schumacher’s truck contained UM coverage by operation of law pursuant to R.C. 3937.18. For the reasons that follow, we conclude that Motorists provided automobile insurance to Relay Express without offering UM coverage, that Relay Express did not expressly reject UM coverage, and, therefore, that the policy covering Schumacher’s truck contained UM coverage by operation of law. Accordingly, we conclude that summary judgment was improperly granted.

R.C. 3937.18(A) provides that “[n]o automobile liability or motor vehicle…