Cooper Hospital University v. Prudential Insurance

The opinion of the court was delivered by

PARRILLO, J.A.D.

At issue is whether the 1998 amendment to New Jersey’s deemer statute, N.J.S.A. 17:28-1.4, L. 1997, c. 436, § 1, limits an insurer’s obligation to provide the full benefits mandated by New Jersey law to an out-of-state insured injured in a New Jersey auto accident, when the insurer is authorized to transact auto insurance business in this State. The motion judge ruled that the statute as amended does not extend personal injury protection (PIP) benefits to non-residents of New Jersey and, therefore, granted summary judgment to…