Helmly v. Gulf Insurance Company

Banke, Judge.

The appellant was injured in an automobile accident, from which he allegedly incurred over $13,000 in medical expenses. He was insured by the appellee under a policy covering both his vehicle and his wife’s vehicle. The policy provided $5,000 in “no-fault” personal injury coverage for each accident, including a maximum of $2,500 in medical benefits. This is the minimum required by statute. See Code Ann. § 56-3403b (b). The issue in this case is whether, because he is a named insured as to each of the two vehicles, he has double medical coverage which he may “stack” so as to…