Bell v. Patrons Mutual Insurance

Elliott, J.:

Anthony and Kimberly Bell appeal a summary judgment granted to Patrons Mutual Insurance Association (Patrons) in their suit seeking to recover under an automobile insurance policy.

We affirm and, in the process, overrule Richmeier v. Williams, 9 Kan. App. 2d 222, 675 P.2d 372 (1984).

The facts are mostly undisputed. Patrons insured a 1986 Dodge owned by the Bells. A premium installment of $64.07 was due on November 18, 1989. On November 3, 1989, Patrons mailed the Bells a second notice of the installment due on November 18 which the Bells received. On November 27, 1989, a past-due…