Koehn v. Central National Insurance

The opinion of the court was delivered by

Schroeder, J.:

This is an action to recover medical benefits under a policy of automobile liability insurance in which the insurance company defends on the ground that the policy was canceled.

The controlling question on appeal is whether actual receipt by the policyholder of the cancellation notice mailed by the insurer is a prerequisite to cancellation of the insurance under the so-called “standard cancellation clause” in the policy.

This so-called “standard form” of policy cancellation clause, insofar as material on this appeal, reads:

“. . . This…