Caledonia Insurance v. Smith

The defendants in error sued the plaintiff in error to recover the amount of a fire insurance policy on three one-story shingle roof frame dwelling-houses, each insured for $300.00. It appears from the pleadings that these dwelling-houses stood in a row a few feet apart—so close together that the burning of one would cause the burning of the others, and constituting but a single risk; that by the terms of the policy of insurance it was stipulated and agreed that the entire policy, unless otherwise provided by agreement endorsed thereon or added thereto, should be void if a building therein…