George v. Travelers Indemnity Co. of Rhode Island

OPINION

JAMES, Justice.

This is an appeal from an instructed verdict in favor of the Defendant. We reverse and remand.

Plaintiff-Appellants George S. Ormsby and wife brought this suit against Defendant-Appellee Travelers Indemnity Company of Rhode Island for water damage to their residential property based upon a hazard insurance policy commonly called a fire and extended coverage policy. The insured property consisted of a two story composition frame and brick residence together with household goods contained therein. The extended coverage portion of the policy included, among other things,…