Ormsby v. Travelers Indemnity Co. of Rhode Island

OPINION

JAMES, Justice.

This is a suit by homeowners (husband and wife) against an insurance company based upon a hazard insurance policy. Appellants George S. Ormsby and wife sued Appellee Travelers Indemnity Company of Rhode Island to recover on a policy of insurance for damages to a home and its contents by virtue of water damage which resulted after a copper pipe which was connected to a water heater in the home’s attic froze and burst. Appellants’ theory of recovery was based upon the premise that the bursting of the water line constituted an “explosion.” Trial was had to a jury, after…