In re: Saman Hasnain

FILED NOV 09 2012 1 SUSAN M SPRAUL, CLERK 2 U.S. BKCY. APP. PANEL OF THE NINTH CIRCUIT 3 UNITED STATES BANKRUPTCY APPELLATE PANEL 4 OF THE NINTH CIRCUIT 5 In re: ) BAP No. NC-11-1631-DJuKi ) 6 SAMAN HASNAIN, ) Bk. No. 10-58064-SLJ ) 7 Debtor. ) Adv. No. 10-05380-SLJ ______________________________) 8 ) SAMAN HASNAIN, ) 9 ) Appellant, ) 10 ) v. ) M E M O R A N D U M1 11 ) MICHAEL CHADD, ) 12 ) Appellee. ) 13 ______________________________) 14 Submitted Without Oral Argument on October 19, 2012 15 Filed - November 9, 2012 16 Appeal from the United States Bankruptcy Court 17 for the Northern…