Auto-Owners Insurance v. Varble

MEMORANDUM OPINION AND ORDER

JOSEPH H. McKINLEY, JR., District Judge.

This matter is before the Court on Plaintiff Auto-Owners Insurance Company’s Motion for Summary Judgment [DN 26] and Defendant Edward H. Varble’s Cross Motion for Summary Judgment [DN 28].1 Fully briefed, this matter is ripe for decision. For the following reasons, the Court GRANTS the Plaintiffs Motion for Summary Judgment and DENIES the Defendant’s Motion for Summary Judgment.

I. BACKGROUND

From 2005 to 2008, Roy and Phyllis Varble, Nellie Carraway (Phyllis’s sister), and Randy Sands (Phyllis’s son) lived together in a house…