Schmill v. Metropolitan Life Insurance Company

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF LOUISIANA HOWARD SCHMILL CIVIL ACTION VERSUS NO. 21-1470 METROPOLITAN LIFE INSURANCE SECTION M (3) COMPANY FINDINGS OF FACT & CONCLUSIONS OF LAW Plaintiff Howard Schmill brought this action against defendant Metropolitan Life Insurance Company (“MetLife”) seeking long-term disability (“LTD”) benefits under a plan sponsored by his former employer Turner Industries Group, LLC (“Turner”).1 It is undisputed that the LTD plan is governed by the Employment Retirement Income Security Act of 1974 (“ERISA”),

29 U.S.C. §§ 1001-1461.2

On February 1, 2022,…