Harabedian v. Zurich Insurance

This action for declaratory relief involves the interpretation of a comprehensive liability insurance policy issued by appellant, Zurich Insurance Company, to the respondent, Michael T. Harabedian. In the declarations of the policy the limits of liability are expressed as $100,000 for bodily injury to one person and $300,000 for each accident. David T. Harabedian, respondent’s son, was at all material times an additional insured. Two endorsements or riders were attached to the policy, having liability limits expressed as $25,000 for bodily injury to one person and. $50,000 for each accident.

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