Legal Opinion
Associates Finance, Inc. v. Cedillo
Appellate Court of Illinois
Decided October 15, 1980No. 79-565PublishedCited by 4 opinions
1Opinion of the CourtJustice Woodward
Defendants and counterplaintiffs Ramon S. Cedillo and Dora N. Cedillo (hereinafter borrowers) appeal only from the denial of their counterclaim alleging violations of the Truth in Lending Act (15 U.S.C. §1601 etseq. (1976)) and Federal Reserve Board Regulation Z (12 C.F.R. §226.1 et seq.) (hereinafter the Act and Regulation Z).
The material facts are not in dispute. On May 25, 1977, borrowers entered into a loan agreement with plaintiff, Associates Finance, Inc., for the sum of $5556.73, which included a finance charge of $1388.19; at that time, borrowers also signed a loan disclosure…
2Cases cited20 opinions
- Mary S. Smith v. Don Chapman, D/B/A Don Chapman Motor SalesCourt of Appeals for the Fifth Circuit · 1980
- Melvin McGowan v. King, IncorporatedCourt of Appeals for the Fifth Circuit · 1978
- Edwin Grant and Lauretta Grant Johnson v. Imperial Motors, Nathaniel Johnson v. Imperial Motors, Johnnie Mae Gordon v. Backus Cadillac-Pontiac, Inc.Court of Appeals for the Fifth Circuit · 1976
- Wood Acceptance Co. v. KingAppellate Court of Illinois · 1974
- Lena Mae Anthony v. Community Loan & Investment Corporation D/B/A Blazer Financial ServicesCourt of Appeals for the Fifth Circuit · 1977
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3Cited by4 opinions
- People v. MinefeeAppellate Court of Illinois · 1973
- Warren v. BorgerAppellate Court of Illinois · 1989
- Warren v. DarnellAppellate Court of Illinois · 1987
- Household Finance Corp. v. BuckAppellate Court of Illinois · 1982