Legal Opinion

Melvin McGowan v. King, Incorporated

Court of Appeals for the Fifth Circuit

Decided March 15, 1978No. 76-2072PublishedCited by 85 opinions

1Opinion of the Court

CHARLES CLARK, Circuit Judge:

Once again, despite proper and reasonable efforts to comply, an installment sale creditor falls victim to the complex disclosure requirements of the Truth in Lending Act, 15 U.S.C.A. § 1601 et seq., and Federal Reserve Board Regulation Z, 12 C.F.R. § 226.1 et seq. (hereinafter the Act and Regulation Z).

In August 1973 plaintiff Melvin McGowan purchased $107.86 worth of clothing from defendant King, Inc. (King), a retail store in Jackson, Mississippi. McGowan made a down payment of $3.52 and executed a retail installment contract and security agreement with a…

2Cases cited14 opinions

  1. Johnson v. Georgia Highway Express, Inc.Court of Appeals for the Fifth Circuit · 1974
  2. Mourning v. Family Publications Service, Inc.Supreme Court of the United States · 1973
  3. Ratner v. Chemical Bank New York Trust CompanyDistrict Court, S.D. New York · 1971
  4. Mildred Ives v. W. T. Grant CompanyCourt of Appeals for the Second Circuit · 1975
  5. Luther Haynes and Lenita Haynes v. Logan Furniture Mart, Inc., an Illinois CorporationCourt of Appeals for the Seventh Circuit · 1974

9 more not listed; retrieve them via the Exa API.

3Cited by85 opinions

  1. Connie Edwards v. Your Credit, Inc.Court of Appeals for the Fifth Circuit · 1998
  2. Ellis v. General Motors Acceptance Corp.Court of Appeals for the Eleventh Circuit · 1998
  3. Mary S. Smith v. Don Chapman, D/B/A Don Chapman Motor SalesCourt of Appeals for the Fifth Circuit · 1980
  4. Richard M. Jones v. The Transohio Savings AssociationCourt of Appeals for the Sixth Circuit · 1984
  5. Richard L. Smith and Deborah L. Smith v. No. 2 Galesburg Crown Finance CorporationCourt of Appeals for the Seventh Circuit · 1980

80 more not listed; retrieve them via the Exa API.

Showing a preview — retrieve the full document via the Exa API.

Powered by the Exa API