Grassham v. Farm Bureau Town & Country Insurance Co. of Missouri

CROW, Presiding Judge.

This is a suit by James Grassham (“plaintiff”) against Farm Bureau Town and Country Insurance Company of Missouri (“defendant”) on a fire insurance policy. The trial court, hearing the cause without a jury, entered judgment for plaintiff for $15,000, the policy limit. Defendant appeals. The sole issue is whether the policy was in force at the time of the loss.

The policy, which insured a frame structure described as a “vacation-type cabin” near Clearwater Lake in Reynolds County, was issued for a term of one year, bearing an inception date of “11-23-79” and an expiration…