Hartford Fire Ins. Co. v. Williams

E. F. Williams, appellee, took out a farm policy with the Hartford Fire Insurance Company for eight hundred dollars on his dwelling; two hundred dollars on household and kitchen furniture; four hundred dollars on barn and sheds; one hundred fifty dollars on grain and seeds of all kinds; fifty dollars on hay, straw, and fodder; and two hundred dollars on farm machinery and implements.

The agent of the Hartford Fire Insurance Company took an application for insurance from Williams, and wrote down Williams’ answers to questions in the application. The agent then mailed the application to the…