Farmers Insurance v. Paepier

Plaintiff insurers brought a declaratory judgment action regarding coverage. Both parties moved for summary judgment. The trial court concluded that the insurance policies did not cover defendants’1 uninsured motorist claims. Defendants appeal, and we affirm.

On January 7,1988, Farmers Insurance Company of Oregon (Farmers) issued a motor vehicle liability policy to Margaret Paepier with a policy limit of $250,000. A year earlier, she had purchased a $1,000,000 umbrella liability policy from Truck Insurance Exchange (TIE). On May 14, 1988, Paepier was traveling with her daughter, Cheryl…