Cole v. Farmers Insurance

In this declaratory judgment action about insurance coverage, the court concluded that the policy did not obligate defendant to pay plaintiffs claim. Plaintiff appeals. We affirm.

Plaintiff parked his 1988 Chevrolet Suburban in front of a convenience store. He left the keys in the ignition and went inside to purchase a magazine. As he was leaving the store, he saw a person stealing his vehicle. Plaintiff tried to stop the thief, but the thief ran over him with the vehicle. Plaintiff suffered serious injuries. He incurred medical expenses of $81,582.25 and lost wages of approximately $12,000.…