Beverly Susie Wynn and Lawrence Wynn v. Washington National Insurance Company

RHESA HAWKINS BARKSDALE, Circuit Judge:

At issue is La.Rev.Stat.Ann. § 22:215.12, which, for hospital, health, or medical expense insurance policies issued after 1992, prohibits denial or limitation of “benefits for a covered individual for losses due to a preexisting condition [that were] incurred more than twelve months following the effective date of the individual’s coverage”. Beverly and Lawrence Wynn appeal a summary judgment granted Washington National Insurance Company on the Wynns’ claim that they were entitled to health insurance benefits for her back surgery. Washington National…