Bain v. BENEFIT TRUST LIFE INSUR. CO.

Charles R. Bain, a former employee of Fruit Growers Express Company (FGE), seeks recovery of disability benefits under an insurance policy issued by Benefit Trust Life Insurance Company (Benefit) to FGE on behalf of FGE’s employees. Bain appeals from the judgment of the circuit court of Jefferson County granting summary judgment to Benefit because Bain had failed to satisfy the master contract’s eligibility requirement of “six consecutive months of actual full time employment” with FGE.

Bain started to work for FGE on September 4, 1979. On October 24, 1979, he completed and signed a group…