Yonda v. Royal Neighbors of America

Annie Yonda on January 24, 1910, applied for insurance in tbe defendant, a fraternal beneficiary insurance asso*731•ciation, naming the plaintiff, her husband, as beneficiary. A physical examination was made by defendant’s medical ■examiner, the application approved, a certificate issued, which was not delivered until April 6, 1910. She died on November 18, 1910. Defendant refused payment, alleging that the applicant made false answers to certain questions in the application, which she warranted to be literally true, ■and that the certificate was never in effect by reason of the facts that…