Millar v. State Farm Fire & Casualty Co.

OPINION

HOWARD, Judge.

This is an appeal from the granting of Millar’s motion for summary judgment and a cross-appeal by Millar from the trial court’s granting of a partial summary judgment in State Farm’s favor on the issue of bad faith.

FACTS AND PROCEDURE

Millar’s home was damaged when the soil beneath it collapsed due to water which had escaped from a broken automatic sprinkler system. An inspection by a soils engineer revealed that the collapse of soil had caused substantial cracking and sloping of the walls and floor slabs of the house.

Millar informed State Farm of the loss. After…