Legal Opinion

GulfSouth Credit, Inc. v. Perry (In re Perry)

United States Bankruptcy Court, M.D. Louisiana

Decided March 30, 2016No. CASE NO. 15-10064; ADV. NO. 15-1021Published

1Opinion of the Court

MEMORANDUM OPINION

DOUGLAS D. DODD, UNITED STATES BANKRUPTCY JUDGE

GulfSouth Credit, Inc. (“GulfSouth”) contends that Patrice Munsel Perry, formerly known as Patrice Munsel Garrison, owes a debt to GulfSouth that is nondis-chargeable under 11 USC ’523(a)(2)(A) and (B). The court finds the debt nondis-chargeable under Bankruptcy Code section 523(a)(2)(B).

Facts

The GulfSouth Loan Application

Patrice Perry and her former husband1 applied to borrow money from GulfSouth to buy an automobile in May 2014. The couple initially applied for the loan over the telephone but later completed the process at…

2Cases cited12 opinions

  1. In Re David Louis Cohn, Debtor. Insurance Company of North America v. David Louis CohnCourt of Appeals for the Third Circuit · 1995
  2. In the Matter of Rodney Dale Coston and Billie Katherine Coston, Debtors. Rodney Dale Coston and Billie Katherine Coston v. Bank of MalvernCourt of Appeals for the Fifth Circuit · 1993
  3. In the Matter of Robert P. Jordan, Debtor. Robert P. Jordan and Wesley Ann Jordan v. Southeast National BankCourt of Appeals for the Fifth Circuit · 1991
  4. In the Matter of Robert William Norris and Emily Waller Norris, Debtors. Robert William Norris v. First National Bank in LulingCourt of Appeals for the First Circuit · 1995
  5. In Re CoughlinBankruptcy Appellate Panel of the First Circuit · 1983

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