Rullman v. State Farm Mutual Automobile Insurance

Opinion

FRIEDMAN, J.

A widow sues for the death indemnity provided by her husband’s automobile insurance policy. The trial court sustained her claim and the insurer appeals.

Four clauses of the policy are significant in determining coverage. The death indemnity clause provided for payment “ ... in event of the death of each insured which shall result directly and independently of all other causes from bodily injury caused by accident and sustained by the insured while occupying or through being struck by an automobile, provided the death shall occur within 90 days from the date of such accident.”