Pacific Employers Insurance Co. v. Carpenter

Petitioner is an insurance corporation qualified under the laws of this state to engage in the business of accident and health insurance. In 1931, it obtained approval by the insurance commissioner of one of its policy forms designated as MSP-2. (See Stats. 1917, p. 957.) In 1934, it sought approval of its form designated as MSP-5. It is agreed that, with certain additions, this last-mentioned form was substantially the same as the form previously approved. The question of the legality of these forms was then raised and‘was decided by the insurance commissioner adversely to petitioner. Form…