Legal Opinion

Easterling v. Collecto, Inc.

Court of Appeals for the Second Circuit

Decided August 30, 2012No. Docket 11-3209-cvPublishedCited by 116 opinions

1Per curiam

This case requires us to determine whether a debt collector’s inaccurate representation to a debtor that her student loans were “ineligible” for bankruptcy discharge is a “false, misleading, or deceptive” debt collection practice, in violation of the Fair Debt Collection Practices Act (“FDCPA”), 15 U.S.C. § 1692, et seq. We conclude that it is.

BACKGROUND

In or around 1987, Plaintiff-Appellant Berlincia Easterling obtained a student loan guaranteed by the United States Department of Education. On August 23, 2001, with the assistance of counsel, East-erling filed a bankruptcy petition under…

2Cases cited8 opinions

  1. United Student Aid Funds, Inc. v. EspinosaSupreme Court of the United States · 2010
  2. Marie Brunner v. New York State Higher Education Services Corp.Court of Appeals for the Second Circuit · 1987
  3. Christ Clomon v. Philip D. JacksonCourt of Appeals for the Second Circuit · 1993
  4. Donna M. Russell v. Equifax A.R.S., and Cbi CollectionsCourt of Appeals for the Second Circuit · 1996
  5. Michael Desantis, as Next Friend of John B. Desantis, Sr. v. Computer Credit, Inc.Court of Appeals for the Second Circuit · 2001

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3Cited by116 opinions

  1. Eades v. Kennedy, PC Law OfficesCourt of Appeals for the Second Circuit · 2015
  2. Cohen v. Rosicki, Rosicki & Assocs., P.C.Court of Appeals for the Second Circuit · 2018
  3. Aegis Insurance Services, Inc. v. 7 World Trade Center Company, L.P.Court of Appeals for the Second Circuit · 2013
  4. Huebner v. Midland Credit Mgmt., Inc.Court of Appeals for the Second Circuit · 2018
  5. David Tourgeman v. Collins Financial ServicesCourt of Appeals for the Ninth Circuit · 2014

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