David Tourgeman v. Collins Financial Services

Opinion by Judge FRIEDMAN; Dissent by Judge FARRIS.

OPINION

FRIEDMAN, District Judge.

This is a class action brought under the Fair Debt Collection Practices Act (“FDCPA” or “the Act”), 15 U.S.C. § 1692 et seq. Plaintiff David Tourgeman contends that the defendants — Collins Financial Services, Inc.; Paragon Way, Inc.; Nelson & Kennard; and Collins Financial Services USA, Inc. — made false representations to him in connection with their efforts to collect a purported debt.1 Specifically, Tourgeman argues that the defendants violated the Act by misidentifying his original creditor in a series of…