Elkins v. Kentucky Farm Bureau Mutual Insurance Co.

HOWERTON, Judge.

Ronna L. Elkins appeals from a summary judgment entered by the Fayette Circuit Court in favor of Kentucky Farm Bureau Mutual Insurance Company (Farm Bureau). The court held that, under the uninsured motorist coverage endorsement of her policy, Elkins’ claim was time barred by the policy's one-year limitation provision. Elkins argues that the one-year limit is impermissible, as it conflicts with the two-year limitation allowed by the Motor Vehicle Reparations Act (M.V.R.A.). We agree, and for reasons stated below, we reverse.

Elkins was injured in an automobile accident on April…