Continental Casualty Co. v. Alabama Emergency Room Administrative Services P.C.

Continental Casualty Company (“Continental”) filed this declaratory judgment action against Alabama Emergency Room Administrative Services, P.C. (“the Insured”), seeking a declaration that the Insured owed Continental additional premium on a workers’ compensation insurance policy (“the Policy”). The Insured provides medical staffing to hospital emergency rooms. Continental pursued its claim on the theory that an initial premium for the Policy was calculated based on the Insured’s statements regarding the remuneration paid its employees, but that the doctors the Insured provided to cover…