Automobile Underwriters Corporation, Attorney in Fact for State Automobile and Casualty Underwriters v. Stanley Bryan Graves

BRIGHT, Circuit Judge.

State Automobile and Casualty Underwriters, through its attorney in fact, Automobile Underwriters Corp., seeks in this action a declaration of nonliability for an accident in which its insured, Albert Gardner, while driving his truck collided with another vehicle and caused injuries to a claimant-appellant, Stanley Graves. The accident occurred more than 75 miles from insured-Gardner’s residence at Pattonsburg, Missouri. The insurer relied upon a “Limitation of Use Endorsement” 1 which recited that the insurance did not apply to any accident unless occurring within 75…