Legal Opinion

Matthews v. American Central Insurance

Appellate Division of the Supreme Court of the State of New York

Decided July 1, 1896PublishedCited by 3 opinions

Motion by the defendant, The American Central Insurance Company, for a new trial upon a case containing exceptions, ordered to be heard at the Appellate Division in the first instance, upon the verdict of a jury, rendered by direction of the court after a trial at 'a Trial Term of the Supreme Court, held in and for the county of " Steuben on the 6th day of January, 1896. August 1, 1889, the defendant, by a New York standard policy, insured Caroline Silvernail for three years…

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Motion by the defendant, The American Central Insurance Company, for a new trial upon a case containing exceptions, ordered to be heard at the Appellate Division in the first instance, upon the verdict of a jury, rendered by direction of the court after a trial at 'a Trial Term of the Supreme Court, held in and for the county of " Steuben on the 6th day of January, 1896. August 1, 1889, the defendant, by a New York standard policy, insured Caroline Silvernail for three years against damage by fire, to an amount not exceeding $1,050, on the following property: $400 on her frame dwelling house;…

1Opinion of the Court

Follett, J. :

This action . is .defended on three grounds : (1) That it- was not begun within twelve months next after the fire; (2) that written notice of" the loss' was not immediately given; (3) that á verified statement of the loss was not furnished within sixty days after the fire.

The following are the provisions of the policy under which these defenses arise': .

“ If fire occur the insured shall give immediate notice of any loss thereby in writing to this company, protect the property from further damage, forthwith" separate the damaged and undamaged . personal property, put it in the…

2Cases cited3 opinions

  1. Riddlesbarger v. Hartford InsuranceSupreme Court of the United States · 1869
  2. Wright v. Mutual Benefit Life Ass'nNew York Court of Appeals · 1890
  3. Wilkinson v. First National Fire Insurance Co. of WorcesterNew York Court of Appeals · 1878

3Cited by3 opinions

  1. Watertown National Bank of Watertown v. BagleyAppellate Division of the Supreme Court of the State of New York · 1909
  2. People v. AlexanderAppellate Division of the Supreme Court of the State of New York · 1918
  3. In re the Estate of KaneNew York Surrogate's Court · 1902

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