Hildebrand v. Bank of America, N.A.

BARNES, Presiding Judge.

Janet Hildebrand appeals the trial court’s grant of summary judgment to Bank of America, N.A., on its suit on a note for $50,844. Hildebrand argues that the court erred in granting the motion because the note was secured by a second mortgage that was “inextricably intertwined” with the first mortgage, which was foreclosed upon but not confirmed. For the reasons that follow, we affirm.

Hildebrand bought a condominium in July 2006. She borrowed $257,380 from the CDC Federal Credit Union, which prepared an “80-20” mortgage loan package for her to sign. At the closing,…