Mid-Century Insurance v. Utah Home Fire Insurance

Defendant Utah Home Fire Insurance Company (Utah) appeals from a trial court order granting plaintiff Mid-Century Insurance Company’s (Mid-Century) motion for summary judgment. The issue is whether Mid-Century’s insured was covered by the personal injury protection (PIP) provisions of a motor vehicle liability policy issued by Utah. We conclude that he was not and therefore reverse and remand.

The evidence shows that Utah issued a motor] vehicle liability policy to its insured, Torland. The policy] contained a “named-operator” endorsement, which limited! liability coverage only to Torland…