Legal Opinion
DePhelps v. Safeco Insurance
Court of Appeals of Washington
Decided April 8, 2003No. 21029-4-IIIPublishedCited by 8 opinions
1Opinion of the CourtSweeney, J.
This is a dispute over the coverage afforded by a homeowners’ insurance policy. The policy insures a dwelling used principally as a private residence. But the policy also refers to and covers various aspects of room rentals. We conclude from our reading of the whole policy that it covers the insureds’ use of this residence as a bed and breakfast. And we reverse the trial court’s decision to the contrary.
FACTS
Thomas and Karen DePhelps owned a residence in Ronald, Washington. The property was zoned general commercial and had five bedrooms, three full baths, four half baths, one great hall, and…
2Cases cited27 opinions
- Olympic Steamship Co., Inc. v. Centennial Ins. Co.Washington Supreme Court · 1991
- McDonald v. State Farm Fire & Casualty Co.Washington Supreme Court · 1992
- American National Fire Insurance Co. v. B & L Trucking and Construction Co.Washington Supreme Court · 1998
- American National Fire Insurance v. B&L Trucking & Construction Co.Washington Supreme Court · 1998
- Allstate Ins. Co. v. PeasleyWashington Supreme Court · 1997
22 more not listed; retrieve them via the Exa API.
3Cited by8 opinions
- American States Ins. Co. v. Rancho San Marcos Properties, LLCCourt of Appeals of Washington · 2004
- American States Insurance v. Rancho San Marcos Properties, L.L.C.Court of Appeals of Washington · 2004
- Allemand v. State Farm Insurance CompaniesCourt of Appeals of Washington · 2011
- Holden v. Farmers Ins. Co. of WashingtonCourt of Appeals of Washington · 2008
- Holden v. Farmers InsuranceCourt of Appeals of Washington · 2008
3 more not listed; retrieve them via the Exa API.