Allemand v. State Farm Insurance Companies

¶1 This case revisits the recurring problem of fire-loss house repairs that must account for changes in building codes since the house was originally constructed, an issue that stretches back across Washington law for nine *367decades. We conclude that the limitation on losses resulting from building code upgrades in this homeowners policy was effective under long-standing precedent and reverse the trial court’s contrary judgment.

Korsmo, J.

*367FACTS

|2 Respondents Rex and Brenda Allemand owned a house in Kittitas that was severely damaged by fire on June 20, 2007. Repair costs were estimated at…