Tifton MacHine Works, Inc. v. Colony Insurance

Judge Harold R. Banke.

After its employee damaged a client’s hydraulic press, Tifton Machine Works, Inc. (“TMW”) sought coverage from its insurer, Colony Insurance Company (“Colony”). Colony refused to pay, arguing that two exclusions in TMW’s policy precluded coverage. TMW then commenced this action, which the trial court resolved by granting Colony’s motion for summary judgment. On appeal, TMW challenges that disposition.

The facts are essentially undisputed. The record shows that TMW contracted to move a hydraulic press from one end of a client’s warehouse to another and install it for…