Lavitt v. Hartford County Mutual Fire Insurance

The finding shows that the plaintiff’s house in Ellington in this State was heated by .a furnace equipped with an oil-burner system, located in the cellar. In the night of November 19th, 1924, damage was done to the house and contents by smoke and soot caused by a defect in or by defective action of the furnace and oil-heating device. The house and contents were insured in a total sum of $13,000 under the standard form of fire insurance policies, “against all direct loss or damage by fire” occasioned to the house and its contents. When the fire was discovered by the plaintiff he at once…