Iowa National Mutual Insurance Company v. McGhee

OPINION and JUDGMENT

DALTON, Chief Judge.

Iowa National Mutual Insurance Company, hereinafter referred to as “Iowa,” brought this declaratory judgment action, alleging that it is not liable under its automobile liability policy, issued to Gerald Minor McGhee, for the accident involving the insured on the 25th day of February, 1968. The “Iowa” policy designated a 1951 Ford as the insured automobile, but McGhee was driving a 1961 Oldsmobile when he had the accident on February 25, 1968. McGhee argues that the Oldsmobile replaced the Ford and, therefore, qualifies for coverage under the “Iowa”…