Helena Graham v. PHH Mortgage Corporation, American Security Insurance Company, Assurant Inc., NewRez LLC

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA HELENA GRAHAM, CIVIL ACTION Plaintiff, v. PHH MORTGAGE CORPORATION, NO. 25CV432 AMERICAN SECURITY INSURANCE COMPANY, ASSURANT INC. NEWREZ LLC Defendants. MEMORANDUM OPINION The Court is called upon to confront several unresolved questions concerning the Real Estate Settlement Procedures Act (“RESPA”). The task before the Court is perhaps best captured, with slight adaptation, by the words of Aretha Franklin: “R-E-S-P-[A]-C-T—Find out what it means to me,” guided by the well-settled canons of statutory interpretation.…