Nationwide Insurance v. Board of Trustees of the University of Illinois and Aleck Zavalis

ILANA DIAMOND ROVNER, Circuit Judge.

Sometimes common sense prevails, even in the law. This is one of those occasions.

This case returns to us following a remand to the district court. Nationwide Insurance sought a declaratory judgment that it need not defend or indemnify its insured, Aleck Zavalis, in an Illinois state court suit filed by the Trustees of the University of Illinois after Zavalis and two other students set fire to the Astroturf in the football stadium at the University’s Urbana Champaign campus, causing in excess of $600,000 in damage. The homeowner’s policy that Nationwide…