Ritter v. American Life Insurance

I am unable to adopt the views expressed in this opinion, or the views set forth in the opinion of this court in the case of Ritter v. American Life Ins. Co., 48 S. D. 571, 203 N. W. 303, recently decided.

I believe the sounder view to be that statutes similar to section 9340, Rev. Code 1919, providing in substance that the policy shall constitute the entire contract between the parties, relate to the time of the formation of the insurance contract, and are not intended to and do not prevent the insured and the company from entering into subsequent contracts with relation to payment of…