Munro-Kienstra v. Carpenters' Health & Welfare Trust Fund

MURPHY, Circuit Judge.

Under the Employee Retirement Income Security Act (“ERISA”), Debra Munro-Kienstra alleged wrongful denial of health care benefits 'by the Carpenters’ Health and Welfare Trust Fund of St. Louis’ Employee Welfare Benefit Plan (the “plan”). See 29 U.S.C. §§ 1001-1461. The plan stated that any ERISA action for denial of benefits must be brought within two years of the date of denial. Munro-Kienstra learned that she had been denied coverage in July 2009, and she-filed this action over two years later in January 2012. The district court 2 concluded that Munro-Kienstra’s claim…