Chaparral Materials, Inc. v. Ramos (In Re Ramos)

MEMORANDUM OPINION

ROBERT H. JACOBVITZ, Bankruptcy Judge.

This matter is before the Court on cross motions for summary judgment. 1 This ad versary proceeding arises from Plaintiff Chaparral Materials, Inc.’s claims against the Defendant Gustavo Ramos based on unpaid invoices for materials Chaparral Materials, Inc. (“Chaparral”) supplied to Mr. Ramos for use in his former construction business. Chaparral alleges that the debt owed by Mr. Ramos to it should be determined non-dischargeable under both 11 U.S.C. § 523(a)(2)(A) and 11 U.S.C. § 523(a)(4). See Adversary Complaint for Debt and Money…