Forer v. Quincy Mutual Fire Insurance Company

WEBBER, Justice.

Plaintiffs brought suit in the District Court on a “homeowners” policy issued to them by the defendant Insurance Company. Plaintiffs sought to recover their loss claimed to have resulted from the freezing of the plumbing and heating systems contained in a portion of their premises. The basic policy was in the standard form required by 24 M.R.S.A., Sec. 1402. 1 The “Homeowners Mandatory Endorsement” added thereto enlarged the covered perils and included:

“17. Freezing of plumbing, heating * * * systems and domestic appliances, but excluding loss resulting from freezing while the…