Watson v. Progressive Direct Insurance Company

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF KENTUCKY CENTRAL DIVISION (at Lexington) MELISSA WATSON, ) ) Plaintiff, ) Civil Action No. 5: 22-203-DCR ) V. ) ) PROGRESSIVE DIRECT ) MEMORANDUM OPINION INSURANCE COMPANY, ) AND ORDER ) Defendant. ) *** *** *** *** Melissa Watson totaled her car in May 2021. She then filed a claim seeking to recover her losses with her insurer, Progressive Direct Insurance Company (hereafter, “Progressive”). Progressive deemed her car to be a total loss and paid her $7,228.73 to settle the claim. [See Record No. 33-2.] But Watson sued, claiming that…