Smith v. Penn Mutual Life Insurance

Some years prior to 1929, appellee had issued to appellant certain policies of life insurance, aggregating $25,000. On March 11, 1929, supplemental agreements for disability benefits were added to said policies. Said supplemental agreements provide for waiver of premiums and payment of monthly income, aggregating $250 for each completed month of insured’s total and permanent disability, as therein defined as follows:

“ ‘Total and Permanent Disability’ Defined. Disability is total when the insured is prevented by bodily injury or disease from performing any work or from engaging in any…