Hartford Accident & Indemnity Co. v. Come

The policy issued by the plaintiff in this case does not differ essentially from the policy which was before the court in Employers &c. Corp. v. Roux, 98 N. H. 309. The fact that the policy in that case was designated a “named operator policy” rather than a “non-owner policy” is not significant. Neither policy described any automobile owned by the insured, and in each case paragraph 1 of the statutory endorsement was replaced by an endorsement limiting coverage to automobiles owned by persons other than the named insured.

As was pointed out in the Roux case supra, such a policy is not a “motor…